Open Account

Customer Service
(877) 608-2562


  1.  U.S. Citizen & at least 18 yrs old
  2.  Social Security Number
  3.  Personal Identification
    (Driver's License, State Issued ID, Passport)
  4.  Physical U.S. address (no P.O. boxes)
  5.  Phone Number and Email Address
  6.  Funding Account Information
    (ACH, Internal Funds Transfer)
  7.  Adobe Acrobat Reader®


Important Information about Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documentation. If you are an existing customer, we may ask for these documents to update our files.

Find the Personal Checking or Personal Savings that best fits your needs.

Select Account Type*
Which of the following services would you like included with your new account?

Please include the following services a la carte to my new account:

* I authorize Cayuga Lake National Bank to deliver non-emergency voice calls and texts. I understand and agree that such phone calls and texts may be delivered using an automatic telephone dialing system, which may include any phone that is not a rotary phone, or an artificial or prerecorded voice. I understand and agree that I am not required to consent to be contacted as a condition of receiving any product or service.

Are you a U.S. Citizen?By selecting Yes, you are confirming that you are a U.S. citizen or legal resident alien with a valid Social Security #.


Individual or Joint* By selecting Joint, you are confirming that your joint applicant has authorized you to apply for a joint account in both your names.


First Name *
Last Name *


Address Line 1 *
Address Line 2
City *
State *
Zip Code *
Mailing Address same as Physical Address?*


Primary # *
Secondary #
Email Address *
Confirm Email Address *


Social Security # *
Date of Birth *
Employer *
Occupation *
IdentificationType *
Identification # *

Now the legal details — The following documents contain important information that you are entitled to receive before you consent to transact business with us. Please carefully read the disclosures and print or download a copy for your files. Acknowledge your consent to the terms by checking the corresponding boxes.

Now let's set up your opening deposit and decide how you'll add money to your new account.

Applicant Name
Select Account Funding Option *

If you have trouble viewing, printing or downloading the account information, please call 877-608-2562.